Frequently Asked Questions

• You should be between 22 and 55 years
• Applicant must live and/or work in Lagos State
• Be employed (for at least 6 months) and get paid into your bank account
• Have a good credit history
• You must have a verifiable monthly income
• You must have a pension account

To apply, logon to www.glazecredit.com or visit our office located at Wuraola House, 90, Allen Avenue, Ikeja , Lagos.

You can access up to N2,000,000.00

• Letter of Employment
• Salary bank statement for the last 6 months
• One recent passport photograph
• Staff Identification card
• Pension Statement or Tax ID and Employment Letter
• Utility Bill (PHCN, Water bill, LAWMA bill OR Rent Agreement)
• Valid Proof of Identification

Yes, your application is subject to a credit check before approval. We look at your credit score with the Nigerian Credit Bureaus, employment history, spending patterns and other factors that will show a clearer picture of your credit-worthiness and will provide you with an instant answer online.

No, your application can be made online via our secure portal. After the application has been made, you will receive a mail from us confirming receipt of your application.

Yes, you can extend an existing facility loan tenor through a Top-up. As an existing customer, you can access a maximum tenor of 9 months.

A top up is returning/increasing the balances on an existing loan facility. The existing facility will be liquidated in order to process a new loan, as you cannot have two loans running simultaneously. The amount of money receivable (the difference between the New Principal and Unpaid Principal on the Existing Loan) will be communicated and disbursed into your account of choice.

No. You can only access one loan at a time, but you can apply for a top up loan after three repayments on your existing loan.

The argument in favor of using filler text goes something like this: If you use real content in the design process, anytime reach a review point you’ll end up reviewing and negotiating.

• Cheques
• Direct Debit
• Standing Order/Instruction
• Point of Sale Terminal

If you don’t want your cheques presented you can make payment in our account . You must inform us at least 72 hours before your repayment date and effect transfer at least 48 hours before the payment date on the cheques)

On your salary pay day.

Yes, you can pay down/liquidate your existing facility at any time. The liquidation amount consists of your outstanding principal, outstanding management fee and interest accrued to date of liquidation.

Yes, your repayment date can be changed if it is due to change of employment and/or salary date. To facilitate this change, please send via mail to info@glazecredit.com with evidence of the change of employment

The default penalty is 1% on instalment amount for each day of default. If the default passes 30 days, more stringent measures may be applied which may include:

• Reporting defaulter to his/her employer
• Reporting defaulter to Credit Bureau

If you find that you can't make an upcoming payment, inform us by calling 07000 or send an email to info@glazecredit.com.

Kindly chat with our agent via our chat window, and your question(s) will be answered.